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1. Provide medical care to any injured employees. Make sure that you take the appropriate measures to care for the injured employee. Call the paramedics or apply first aid. A failure to do this could leave an employer open to a lawsuit or even penalties from OSHA.
3. Report the claim to your workers’ compensation carrier. Make sure to report any workplace accidents to your workers’ compensation insurance carrier so that you can trigger coverage and have the carrier conduct an investigation. Failure to report the accident may lead to a denial of coverage. Note that employees are required to report workplace accidents within 45 days of the accident occurring. Failure to do so could lead to their workers’ compensation claim being denied.
4. Obtain witness statements. Have everyone who was involved in the accident or witnessed it fill out an accident report, even if they are not an employee.
6. Document the accident. The Workers’ Compensation Act requires employees to keep a record of any accident in the workplace and to keep these records for either three years following the date of the accident or two years after the last compensation payment was made, whichever is longer. Employers should also complete Illinois Form 45 and submit it to the Illinois Workers’ Compensation Commission.
7. Correct hazards. Conduct an audit to determine why the accident occurred and what could be done to prevent it from occurring again in the future. Then implement this plan and correct all of the hazards that led to the accident.
Employers need to know how to respond to an accident before it occurs. Therefore, it is a good idea to put accident response procedures in an employee handbook or other document that is circulated among employees, and then train employees about how to respond in the event of an emergency. Feel free to contact me for advice on doing this.